Retirement Planning

Investors must start to engage

When Sir David Walker publishes his final recommendations this week for a farreaching shakeup of the governance of British banks all eyes will once again be on how the failings of our financial system can be repaired and...

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There is no investment 'cure' for a bad feeling

Q: My wife and I are 81 and 84. We have $400,000 (all our savings) in two $200,000 CDs that are averaging 3.8 percent interest. If that happens, your 3.8 percent-yield CDs and other, longer-term fixed-income investments will...

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It doesn't pay to save these days

The U.S. is finally becoming a nation of savers. Now if only we could get something for our money. Interest rates are sinking to near zero for the first time since last year's financial meltdown, dampening spending as Americans...

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Savvy Self-Employed Seek Little-Known Tax Benefits Within The Solo 401k

Summary: The Solo 401k is designed for the self-employed and offers powerful features not found in traditional 401k or IRA retirement plans. The Solo 401k offers unique tax benefits to those who open...

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Help us through the pension maze

Pam Dean, 58, considers herself financially savvy and confident about handling her own fiscal affairs and those of her husband. During 37 years of marriage, Pam, who trained as a book-keeper, has taken responsibility for the...

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All the right moves needed to expand pension coverage

road public support will be required to ensure Canada makes the right moves to expand pension coverage while the shortfall in retirement income is such a hot topic. The question is whether politicians will hear from many of the...

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Personal finance: Vital things you need to know about inherited IRAs

Doing so is bittersweet. Here’s an overview of what experts say are the most important things you need to know about inheriting IRAs. Name and maintain correct beneficiaries of an inherited IRA. "The beneficiary form on an IRA...

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Missouri pension fund explores lawsuits over investments

From Bloomberg News Trustees of the $6.8 billion pension fund for Missouri public employees, which lost almost $2 billion in 2008, voted to consider lawsuits seeking damages if they suffer future investment losses. The Missouri...

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New Book Outlines George Russell’s 10 Lessons for Success

George F. Russell, Jr., who built a billion-dollar global investment services firm on a foundation of 10 personal principles, has written a book explaining the inside story of how these simple lessons guided him and others...

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The Roth Conversion Mulligan

Ahh the mulligan, the casual golfer's one true friend on that 18-hole, USGA top-rated course that challenges our patience and makes us wonder why we started playing this fudgin' game in the first place. The IRA Mulligan When...

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